• Purchase a home with a down payment as low as 3.5% of the purchase price. 
• Seller is allowed to pay up to 6% of the closing costs.
• All of the closing costs and down payment can come from a gift.
• Easy to qualify for this government insured program. 

The Federal Housing Administration is the largest insurer of mortgages in the world. The FHA makes home financing possible for people who might not qualify for conventional mortgage programs to purchase a home or refinance their current mortgages, including Adjustable Rate Mortgages. Now you, too, may be able to benefit for an FHA loan.

All Fannie Mae and Freddie Mac loans

• Owner occupied
• Second home
• Investment property

Single family homes, condos and multi-family up to 4 units.

WANT TO BE FINANCIALLY INDEPENDENT?

• Seniors 62 years or older (owning a primary home)
• Federally insured goverment program (FHA)
• Pay off your present mortgage loan
• Never make mortgage payments again
• Receive money at closing
• No income or credit qualification
• You keep title to your property, heirs will inherit

To arrange a presentation please contact your loan officer or office at (305) 595-3585

Information in english:  http://www.hud.gov/offices/hsg/sfh/hecm/rmtopten.cfm?&lang=en

Informacion en español: http://espanol.hud.gov/offices/hsg/sfh/hecm/rmtopten.cfm?&lang=es

Reverse Mortgage Calculator: http://rmc.ibisreverse.com//rmc_pages/rmc_aarp/aarp_index.aspx

Second home and investment property

For details and guidelines on these programs please contact your loan officer or office at (305) 595-3585.

Loans over 417,000 up to 3,000,000

Contact your loan officer or office at (305) 595-3585 for more information.